Frequently Asked Questions

GlobeeOne is India's first fintech-powered 360° growth ecosystem. It brings together Learning, Global Education, Finance, and Wealth Creation under one integrated platform — connecting GlobeeOne Academy, GlobeeOne Study Abroad, GlobeeOne Finserv, and GlobeeOne Wealth. Every service is delivered by qualified professionals committed to every individual, every family, and every future.

GlobeeOne is the only platform in India that integrates all four dimensions of growth under one roof. Career clarity from Academy strengthens university choices through Study Abroad. Education loans from Finserv align with the family's wealth plan through Wealth. Financial literacy built through Academy supports every financial decision made with Finserv and Wealth. No other platform delivers this depth of integration — and the same uncompromising excellence — across every dimension of every individual's journey.

GlobeeOne serves every individual at every stage of life — students from school level through postgraduate, families planning education and financial futures, working professionals building wealth and careers, business owners seeking financial solutions, and HNI and ultra-HNI individuals with complex wealth management needs. Every individual is welcome at GlobeeOne — regardless of their current stage or the nature of their need.

Yes. GlobeeOne serves individuals across India — and internationally for Non-Resident Indians. All services are available through the GlobeeOne platform at www.globeeone.com, through consultation, and through the GlobeeOne team. GlobeeOne is registered at 209, Town Plaza, Near Sardar TV, New India Colony, Nikol Ahmedabad- 82350, Gujrat, India

Every GlobeeOne journey begins with a free consultation — no obligation, no charge, no pressure. Reach out at www.globeeone.com, submit an enquiry form, call the GlobeeOne team, or write to grievances@globeeone.com. A qualified professional will respond within 24 hours to understand the specific need and identify the right path forward.

Yes. The initial consultation with GlobeeOne is completely free — across every vertical. GlobeeOne is committed to ensuring every individual understands their options before any commitment is made. No fee is charged for any initial engagement without prior, explicit consent.

The GlobeeOne ecosystem is built on the belief that every dimension of growth is connected. A student's career assessment at Academy informs their university choice at Study Abroad. Their education loan at Finserv is structured around their family's wealth plan at Wealth. Their financial literacy at Academy supports every financial decision they will ever make. Every service sees the complete story — and every recommendation is shaped by everything that matters.

GlobeeOne can be reached at: Website — www.globeeone.com · Grievances — grievances@globeeone.com · Privacy — privacy@globeeone.com · E-Counselling — ecounselling@globeeone.com · Registered address — 209, Town Plaza, Near Sardar TV, New India Colony, Nikol Ahmedabad- 82350, Gujrat, India

Yes. GlobeeOne operates under multiple regulatory frameworks depending on the service — including SEBI (investment advisory), RBI (lending facilitation and forex), IRDAI (insurance advisory), and FEMA (overseas transactions). All services comply with the IT Act 2000, the DPDPA 2023, and all applicable Indian laws. GlobeeOne is fully committed to regulatory compliance across every vertical.

GlobeeOne Academy provides academic teaching, career counselling, academic coaching, life skills development, financial literacy programmes, NISM certification support, interview preparation, resume building, internship guidance, parent counselling, mentorship, and free E-Counselling for every student. Academy is the learning foundation of the GlobeeOne ecosystem — building the clarity and skills that every great future requires.

GlobeeOne Academy serves students from school level (Grade 5 onwards) through postgraduate level, young professionals entering their first career, and parents seeking guidance for their children. Academy's free E-Counselling is available to every student — regardless of age, stage, or background.

Career counselling at GlobeeOne Academy begins with a comprehensive career assessment — including psychometric profiling, aptitude testing, and a detailed exploration of the student's interests, strengths, and long-term goals. The counsellor then identifies the career pathways most genuinely aligned to who the student is — and guides the development of a personalised roadmap to reach that destination.

Yes. GlobeeOne Academy provides dedicated stream selection guidance for Grade 10 students choosing between Science, Commerce, and Arts — based on academic performance, aptitude assessment, and long-term career goals. The right stream choice is one of the most consequential decisions a student makes — and GlobeeOne Academy ensures it is made with the right information and the right guidance.

GlobeeOne Academy provides strategic guidance for competitive entrance examinations including JEE, NEET, CLAT, CAT, UPSC, and other major competitive assessments — covering preparation strategy, time management, and resource identification. GlobeeOne Academy is not an examination coaching institution and does not guarantee examination scores. For intensive coaching, GlobeeOne connects students with the most appropriate resources.

GlobeeOne's free E-Counselling is a confidential counselling service available to every student — at any stage, for any concern, without charge and without condition. E-Counselling covers academic pressure, career direction, cultural adjustment, homesickness, emotional wellbeing, mental health, relationship challenges, family pressure, and emergency support. Every session is conducted by a qualified professional and is strictly confidential. Reach E-Counselling at ecounselling@globeeone.com.

E-Counselling at GlobeeOne is completely free — without any hidden charge, condition, subscription, or obligation of any kind. It will remain free for every student. GlobeeOne's commitment to student wellbeing is unconditional.

Yes. All E-Counselling sessions are strictly confidential. Information shared in E-Counselling is never disclosed to any third party — including family members — without the explicit consent of the student. The only exceptions are where: (a) the student discloses an intention to harm themselves or others; (b) disclosure is required by court order or law; or (c) there is a serious risk to life.

Yes. GlobeeOne Academy provides structured financial literacy programmes for students and young professionals — covering personal finance fundamentals, investment basics, banking and credit, tax awareness, and smart financial habits. Financial literacy is one of the most valuable skills GlobeeOne helps every individual build — and it connects directly to the Finserv and Wealth services across the GlobeeOne ecosystem.

Yes. GlobeeOne Academy provides dedicated counselling sessions for parents navigating their child's academic and career decisions — covering stream selection, college choices, competitive examination strategy, study abroad decisions, and supporting their child through academic and emotional challenges. Parents are welcome to engage GlobeeOne Academy independently or jointly with their child.

Yes. GlobeeOne Academy provides professional resume, CV, and LinkedIn profile building for students and graduates — and structured interview preparation including mock interviews, group discussion practice, and professional communication training. These services are designed to give every student the confidence and professional presence they need to make the strongest possible first impression.

GlobeeOne Study Abroad provides end-to-end guidance for every dimension of the global education journey — career counselling, destination selection, university shortlisting, test preparation (IELTS, TOEFL, PTE, GRE, GMAT, SAT), application and admissions management, visa support, education finance, GIC and block account opening, forex, pre-departure preparation, post-arrival support, and free E-Counselling. 80 services across 8 service groups — covering 25+ destinations and 500+ partner universities.

GlobeeOne Study Abroad covers 25+ study destinations — including the United Kingdom, United States, Canada, Australia, Germany, France, Ireland, New Zealand, Netherlands, Singapore, UAE, Sweden, Italy, Spain, Japan, South Korea, Malaysia, Georgia, Russia, Kyrgyzstan, Philippines, Cyprus, Bangladesh, Nepal, and others. For medical college abroad — Russia, Philippines, Georgia, Kyrgyzstan, Bangladesh, Nepal, and China are additionally covered.

GlobeeOne Study Abroad evaluates 500+ partner universities across academic ranking, programme quality, scholarship availability, campus culture, cost of study, post-study work opportunities, and career placement outcomes — and builds a personalised shortlist around every student's specific academic profile, career goals, and financial position. The right university for each student is the one that serves their complete future — not just their immediate preference.

No. GlobeeOne Study Abroad provides professional guidance and support for the strongest possible application — but university admission decisions rest entirely with the relevant universities. GlobeeOne does not guarantee admission to any institution. What GlobeeOne guarantees is the same uncompromising quality of professional support — in the preparation of every application.

Yes. GlobeeOne Study Abroad provides comprehensive SOP writing and review support — crafting every SOP to reflect the student's genuine academic journey, career vision, and personal narrative with the clarity, specificity, and professional quality that every admission committee expects. GlobeeOne also provides Personal Statement writing for UK UCAS applications and MBA essay guidance for business school applications.

Yes. GlobeeOne Study Abroad provides complete student visa application support for every major study destination — including documentation preparation, SOP for visa, financial documentation, visa interview preparation and training, and guidance on country-specific visa requirements. In the event of visa refusal, GlobeeOne analyses every refusal reason and builds a comprehensive reapplication strategy.

No. Visa decisions rest entirely with the relevant visa and immigration authorities. GlobeeOne provides professional support for complete, accurate, and compliant applications — which significantly strengthens the visa application. However, GlobeeOne does not guarantee visa approval for any destination.

Yes. GlobeeOne Study Abroad provides specialist guidance for students seeking MBBS, BDS, and other medical programmes abroad — covering destination selection, university shortlisting, application support, visa guidance, and education finance. Key destinations for medical study abroad include Russia, Philippines, Georgia, Kyrgyzstan, Bangladesh, Nepal, and China.

Yes. GlobeeOne Study Abroad identifies scholarship opportunities across every target destination — merit scholarships, need-based awards, university grants, government scholarships, and country-specific financial aid programmes — and provides complete scholarship application management from eligibility assessment through to submission. GlobeeOne does not guarantee scholarship awards — it ensures every eligible student pursues every available opportunity.

GlobeeOne Study Abroad provides comprehensive post-arrival support — covering university registration, local banking setup, academic integration, part-time work permit guidance, career and internship identification, post-study work visa guidance, and permanent residency pathway advisory. The GlobeeOne commitment does not end at departure — it continues through every stage of the international academic journey.

Yes. GlobeeOne Study Abroad provides guidance on document attestation and apostille requirements for international use — ensuring every document required for university applications, visa applications, and overseas banking is correctly attested and accepted by every relevant authority.

Yes. GlobeeOne Study Abroad provides dedicated reapplication strategy and support for students who were unsuccessful in a previous application cycle — analysing every aspect of the previous application, identifying areas for strengthening, and building the most competitive possible reapplication.

GlobeeOne Study Abroad provides preparation and coaching for IELTS, TOEFL iBT, PTE Academic, Duolingo English Test, Cambridge C1 Advanced, Cambridge C2 Proficiency, GRE, GMAT, SAT, and ACT — covering every major language proficiency and standardised test required for international study across 25+ destinations.

GlobeeOne's IELTS preparation covers all four modules — Listening, Reading, Writing, and Speaking — delivered by experienced coaches with a proven record of score improvement. Preparation includes diagnostic assessment, targeted module coaching, timed practice tests, feedback and improvement strategy, and test scheduling support aligned to application deadlines.

No. GlobeeOne provides professional preparation and coaching to help every student achieve the highest possible score — but examination outcomes rest with the relevant examination authority and the performance of the individual. Where initial scores fall short, GlobeeOne builds a structured score improvement and retake strategy.

GlobeeOne Study Abroad identifies the specific language and entrance test requirements of every target university and every destination country — and advises every student on the most suitable test for their specific application. GlobeeOne also provides university-specific score requirement guidance to ensure every student targets the right score for every institution on their shortlist.

Yes. GlobeeOne provides complete test registration support — including booking, test centre selection, and scheduling aligned to every application deadline across every target institution.

GlobeeOne Finserv provides home and mortgage loans, education loans (domestic and international), business and MSME loans, personal loans, Loan Against Securities, and forex and overseas banking services — across 30+ lending partners with 15+ years of corporate and industry experience. Every solution is built around the person — not the product.

No. GlobeeOne Finserv is a financial intermediary and advisor — not a bank, NBFC, or lender. GlobeeOne evaluates every individual's financial requirement, identifies the most suitable lender from its 30+ partner network, structures the most appropriate solution, and manages the entire process from application through disbursement. All loan approvals, disbursements, and interest rates are determined by the relevant lending institution.

GlobeeOne Finserv evaluates every individual's financial profile, credit history, income, employment status, loan requirement, and long-term goals — and matches this profile against the specific criteria of its 30+ lending partners. The lender recommended is the one most likely to approve the application at the most favourable rate and terms — not the one that is easiest for GlobeeOne to arrange.

GlobeeOne Finserv charges facilitation and processing fees for certain financial services — all of which are disclosed transparently before any application is submitted. No fee is charged without the prior, explicit consent of the individual. The initial consultation is always free.

No. Loan approvals are determined exclusively by the relevant lending institution — based on its own credit assessment criteria. GlobeeOne identifies the most suitable lender, structures the strongest possible application, and guides every individual through the process. This significantly improves the probability of approval — but GlobeeOne does not guarantee it.

GlobeeOne Finserv arranges home purchase loans, mortgage and property loans, balance transfer and top-up loans, Loan Against Property (LAP), construction and renovation loans, pre-approved loan facilitation, and NRI home loan assistance. GlobeeOne also provides tax benefit optimisation under Section 80C and Section 24, interest rate and EMI optimisation, loan restructuring, and PMAY (Pradhan Mantri Awas Yojana) guidance.

GlobeeOne Finserv arranges both domestic and international education loans — for study in India and abroad. Options include secured and unsecured loans, co-applicant structuring, GIC arrangements for Canada, block accounts for Germany, overseas banking setup, moratorium and repayment planning, and Section 80E tax benefit guidance. GlobeeOne works with both nationalised banks and private lending institutions.

GlobeeOne Finserv arranges working capital loans, MSME and SME financing, business expansion funding, machinery and equipment loans, startup funding, OD and CC facilities, trade and vendor financing, MUDRA loans (Shishu, Kishore, Tarun), Stand-Up India scheme loans, GST-linked business loans, invoice discounting, project finance, debt consolidation, and Loan Against Receivables — across 30+ lending partners.

Yes. GlobeeOne Finserv provides complete MUDRA loan guidance — eligibility assessment and application support across Shishu (up to ₹50,000), Kishore (₹50,001 to ₹5 lakh), and Tarun (₹5 lakh to ₹10 lakh) categories. GlobeeOne also provides extended PMMY guidance including Mudra card and refinancing support.

Yes. GlobeeOne Finserv provides PMAY eligibility assessment and complete application support — helping every eligible individual access the Credit Linked Subsidy Scheme (CLSS) benefits available under the PMAY for affordable housing.

GlobeeOne Finserv arranges instant and structured personal loans, medical emergency financing, critical illness financing, wedding and lifestyle loans, travel and relocation funding, home renovation loans, consumer durable loans, professional development loans, EV and green vehicle financing, gold loans, fixed deposit backed loans, insurance policy backed loans, and shares and mutual fund backed loans.

A Loan Against Securities allows an individual to borrow against existing investments — including mutual funds, shares, bonds, and insurance policies — without liquidating the underlying asset. The investment continues to grow while the loan provides the required liquidity. GlobeeOne Finserv structures LAS arrangements to release the right liquidity while fully protecting the long-term investment position.

Yes. GlobeeOne Finserv provides complete CIBIL report analysis and a structured credit score improvement plan — identifying the specific factors affecting the credit profile and advising on the most effective steps to strengthen it before any loan application is submitted.

Yes. GlobeeOne Finserv provides NRI-specific financial solutions — including NRI home loans, NRO/NRE account-linked lending, overseas income-based loan assessment, and forex services for Non-Resident Indians with financial commitments or family needs in India.

GlobeeOne Finserv provides foreign currency exchange, international money transfers (FEMA compliant), forex cards, travel currency solutions, tuition fee remittance, living expense remittance planning, GIC account opening for Canada, block account opening for Germany and other destinations, overseas bank account opening, and complete FEMA and RBI LRS compliance guidance.

A Guaranteed Investment Certificate (GIC) is a mandatory financial requirement for the Canadian student visa process — particularly for students applying under the Student Direct Stream (SDS). A GIC demonstrates proof of funds for the first year of living expenses in Canada and is deposited with a participating Canadian bank before the visa application is submitted. GlobeeOne Finserv manages the complete GIC arrangement — from identification and application through to fund transfer and certificate issuance.

A Block Account is a mandatory financial requirement for students applying to study in Germany — demonstrating proof of funds for living expenses throughout the study period. The current required amount (as of 2025) is €11,208 per year. GlobeeOne Finserv manages the complete block account opening process — from bank identification and application through to fund transfer and official confirmation.

GlobeeOne Finserv structures and executes tuition fee remittances in full alignment with each university's fee payment schedule — ensuring every payment is made on time, in the correct currency, in compliance with FEMA 1999 and RBI LRS requirements. GlobeeOne manages all documentation required for the remittance and coordinates with the authorised dealer bank throughout.

Under the RBI Liberalised Remittance Scheme (LRS), resident individuals may remit up to USD 250,000 (approximately ₹2,50,00,000) per financial year for permissible purposes — including education expenses, living costs, and tuition fee payments abroad. All LRS transactions facilitated by GlobeeOne are fully compliant with FEMA 1999 and RBI directions. Tax Collected at Source (TCS) applies to LRS remittances above specified thresholds as per the Income Tax Act.

Yes. GlobeeOne Finserv arranges multi-currency forex cards for international travel and study — loaded, managed, and supported for every major destination. Forex cards offer the convenience of a debit card with competitive exchange rates and protection against currency fluctuation.

GlobeeOne Wealth provides SEBI-registered investment advisory, mutual fund portfolio management, direct equity, PMS, AIF, NPS and PPF guidance, insurance advisory (life, health, general), tax planning and optimisation, retirement planning, succession and legacy planning, and HNI and ultra-HNI bespoke wealth management — delivered by SEBI-registered advisors, NISM-certified professionals, and industry experts certified from IIMs and national institutions.

Yes. GlobeeOne Wealth is registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser. All investment advisory services are provided in compliance with the SEBI (Investment Advisers) Regulations 2013. SEBI registration does not guarantee performance or assure returns — investment in the securities market is subject to market risk.

No. All investments involve risk. Markets can go down as well as up. Past performance is not indicative of future results. GlobeeOne Wealth provides professional, goal-based investment guidance — but does not guarantee investment returns, portfolio growth, or specific financial outcomes. Every individual invests at their own risk.

Goal-based investment planning builds an investment strategy around the specific financial goals of every individual — retirement corpus, children's education, home purchase, wealth creation, or financial independence. Every investment decision is anchored to a specific goal, timeline, and risk profile — not to market movements or product incentives. The plan evolves as life and goals evolve.

GlobeeOne Wealth provides complete mutual fund portfolio management — including fund selection across equity, debt, hybrid, and solution-oriented categories, portfolio construction aligned to goals and risk profile, regular review and rebalancing, and tax-efficient fund selection. GlobeeOne Wealth advisors are AMFI-registered and NISM-certified.

Yes. GlobeeOne Wealth provides comprehensive insurance advisory — covering life insurance (term, endowment, ULIP, whole life), health insurance, general insurance, critical illness and disability cover, key person insurance for business owners, and loan protection advisory. Insurance is integrated into every wealth plan as a structural component — not an afterthought.

GlobeeOne Wealth provides comprehensive annual tax planning covering Section 80C, 80D, 80CCD (NPS), 80E (education loan interest), capital gains tax, tax-loss harvesting, HUF structuring, and NRI-specific DTAA benefits. Tax planning at GlobeeOne is integrated into every financial plan — not treated as a year-end exercise. For tax filing and compliance, every individual is advised to consult a qualified Chartered Accountant.

Yes. GlobeeOne Wealth builds inflation-protected, comprehensive retirement plans — incorporating NPS, PPF, EPF, mutual funds, annuities, and other retirement instruments. Every retirement plan is built around the specific lifestyle aspirations, income requirements, and legacy goals of the individual — and reviewed regularly as life evolves.

The National Pension System (NPS) is a government-backed retirement savings scheme providing tax benefits under Section 80CCD. GlobeeOne Wealth provides NPS Tier I and Tier II account guidance, contribution planning, fund manager selection, and integration of NPS into the complete retirement and tax planning strategy.

Yes. GlobeeOne Wealth provides comprehensive succession and legacy planning — covering will drafting advisory, trust structuring, nomination management, estate framework advisory, and multi-generational wealth transfer planning. For will drafting and trust formation, every individual is referred to a qualified legal professional. GlobeeOne coordinates the complete succession planning process.

Yes. GlobeeOne Wealth provides bespoke, fully integrated wealth management for high-net-worth and ultra-high-net-worth clients — covering portfolio management, structured products, alternative investments, concentrated wealth management, cross-border financial structuring, multi-generational legacy planning, family office services, and annual financial health audits.

Yes. GlobeeOne Wealth provides Employee Stock Option Plan (ESOP) advisory — covering ESOP valuation, exercise timing strategy, tax implications (perquisite tax and capital gains), diversification planning, and liquidity strategies for corporate employees holding significant ESOP positions.

Yes. GlobeeOne Wealth provides LRS-compliant international investment guidance — covering overseas mutual funds, international ETFs, global equities, and other offshore investment instruments — within the RBI Liberalised Remittance Scheme limits of USD 250,000 per financial year.

GlobeeOne provides complete education finance support — through GlobeeOne Finserv and GlobeeOne Study Abroad working together. This includes education loan facilitation (domestic and international lenders), GIC arrangement for Canada, block account opening for Germany, overseas bank account setup, forex management, tuition fee remittance, living expense planning, scholarship identification, moratorium planning, and Section 80E tax guidance. Every cost of the academic journey is identified, structured, and funded.

Education loan amounts vary by lender, destination, institution, and individual financial profile. GlobeeOne Finserv facilitates education loans across 30+ lending partners — offering a wide range of loan products from ₹10 lakhs to over ₹1 crore for international programmes. The specific loan amount available to every individual is determined by the lending institution based on its credit assessment.

Both. GlobeeOne Finserv advises every student and family on the most suitable loan type — secured (requiring collateral such as property or fixed deposits) or unsecured (without collateral) — based on the loan amount, institution, and the financial profile of the individual and co-applicant. Unsecured education loans are available for certain programmes and institutions from specific lenders.

A moratorium period is the period between education loan disbursement and the commencement of repayment — typically the duration of the course plus 6-12 months. During the moratorium, the student is not required to make principal repayments. GlobeeOne Finserv advises every student and family on the most financially efficient approach to the moratorium period.

Section 80E of the Income Tax Act 1961 allows a deduction for the full interest paid on an education loan — for up to eight consecutive financial years from the year in which interest repayment commences. There is no upper limit on the deduction amount. GlobeeOne ensures every education loan borrower understands and maximises this benefit.

GlobeeOne protects all personal data and Sensitive Personal Data or Information (SPDI) in compliance with the Information Technology Act 2000, the SPDI Rules 2011, and the Digital Personal Data Protection Act 2023. All data is encrypted in transit (TLS 1.2+) and at rest (AES-256). Access is restricted to authorised professionals only. KYC and financial data are stored on India-based servers in compliance with RBI data localisation requirements.

No. GlobeeOne does not sell, rent, or trade any personal data or SPDI to any third party under any circumstances. Personal data is shared only with lending institutions, regulatory authorities, and service providers — and only to the minimum extent required to deliver the specific service requested. All sharing is governed by the GlobeeOne Privacy Policy.

Every individual has the right to: access personal data held by GlobeeOne, correct inaccurate data, request erasure (subject to regulatory retention requirements), withdraw consent for processing, receive data in a portable format, and raise a grievance with the GlobeeOne Grievance Officer or the Data Protection Board of India. All rights are available at privacy@globeeone.com.

Write to grievances@globeeone.com with: full name, contact details, the GlobeeOne service concerned, the nature of the grievance, and any supporting documentation. GlobeeOne will acknowledge every grievance within 5 working days and resolve it within 30 days. For data protection grievances, the Data Protection Board of India may be approached for unresolved matters.

Depending on the nature of the grievance: Data Protection Board of India (data protection matters under DPDPA 2023) · SEBI SCORES portal at scores.sebi.gov.in (investment advisory matters) · RBI CMS portal at cms.rbi.org.in (banking and lending matters) · IRDAI Bima Bharosa portal (insurance matters) · Consumer Disputes Redressal Commission (general consumer matters under the Consumer Protection Act 2019).

All GlobeeOne services are governed by Indian law — including the Indian Contract Act 1872, the IT Act 2000, the DPDPA 2023, the Consumer Protection Act 2019, and all applicable SEBI, RBI, IRDAI, FEMA, and PMLA regulations. All disputes are subject to the exclusive jurisdiction of courts in Ahmedabad, Gujarat, India — subject to the dispute resolution process set out in the GlobeeOne Terms and Conditions.

No. Where outcomes — such as loan approval, university admission, visa grant, scholarship award, or investment returns — are determined by third parties (lending institutions, universities, visa authorities, examination bodies, markets), GlobeeOne is not responsible for those outcomes. GlobeeOne provides professional guidance and support — and the same uncompromising excellence — in every engagement. The decisions of third parties are beyond GlobeeOne's control.

The GlobeeOne Privacy Policy and Terms and Conditions are available at www.globeeone.com and on request at privacy@globeeone.com. Both documents are updated periodically — and every individual is notified of material changes by email and through the GlobeeOne platform.